Everyone knows this feeling. It seems like as soon as you get ahead something happens like a vet bill or your dish washer broke down or something in your vehicle needs fixing. There are days when it seems like life will never get any better.
I hear and see this all the time. Trust me, you are not alone. I see a lot of families making 150-250K a year and still feeling this pressure. Who knows what the situation is; maybe it is an expensive divorce, child care, spousal support, credit card debt, high vehicle debt, bought too many toys, lost a job… the list goes on.
What you need to focus on is one thing at a time. Don’t let this build up and cause you anxiety every day to the point where maybe you want to quit your job and move to an island! As fun as that sounds, it’s not realistic and you more than likely have a family to support.
What you can do is create a budget and if you need help let me know. Dedication to a budget is key in this situation. You can lower your expenses, lower your bills, alter your lifestyle for a certain amount of time and you will eventually dig your way out of the debt. Unless you go bankrupt or get a proposal the debt is not going away any time soon. So, you may as well deal with it as soon as you can. The longer you wait the shorter time you have to reallocate that money to a better lifestyle and saving for retirement.
You can do it!
If you are looking for help or advice on taking control of your bills, I’d be happy to help! Book yourself an appointment with me here, I'd be happy to chat!
